Business
The Importance of Commercial Auto Insurance Coverage
If you own a business, it is important to have the same type of insurance coverage for your business vehicle as you do for the car you use for personal travel. Such coverage includes liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
Quite often, people operate the same vehicle for both business and personal use. If the vehicle is owned by the business, make sure the name of
the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
How To Properly Determine Your Business Auto Insurance Policy
The need to buy a business auto insurance policy is contingent upon the kind of driving you do. A good insurance agent will inquire about the details of how you use vehicles in your business. Who will drive your business vehicle? Will your employees operate business vehicles or their own personal cars?
While most major coverage is the same, a business auto policy differs from a personal auto policy in many technical respects. Give one of our agents a call at 866-680-SAVE to learn all the differences and options.
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Agency Advantage Insurance
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