No issues arise when your home is on a stable and sturdy foundation. But when you see cracks on the wall, the lines point downward to the foundation. An unstable foundation worsens over time, impacting the home’s structure above it. Homeowners expect home insurance to fix the problem, but at Agency Advantage Insurance, we know the reality is very different.<\/p>\n
It depends on the cause of your foundation’s failure. Home insurance will cover the cost of foundation repair if the insurance policy covers the cause of damage. Fires, explosions, falling objects, vandalism, car crashes, lightning, thunderstorms, hail, windstorms, and tornadoes are acceptable causes in West Bloomfield, MI. Home insurance carriers will not cover foundations caused by wear and tear, pet damage, poor construction, tree root damage, foundation movement, or neglect. Earthquakes, sinkholes, and flooding are insurable with an add-on rider or separate insurance policy.<\/p>\n
Increase your chances of coverage by:<\/p>\n
Filing a foundation repair claim without preparation means you depend heavily on the insurance adjuster’s assessment, which may or may not be a good thing.<\/p>\n
We will do what we can to secure home insurance coverage for foundation repair, but results vary. If you are successful, we will issue the claim ASAP. If the carrier denies your claim, our team will work hard to find alternative methods to fix foundation repairs. Contact our office in West Bloomfield, MI for more information.<\/p>\n","protected":false},"excerpt":{"rendered":"
No issues arise when your home is on a stable and sturdy foundation. But when you see cracks on the wall, the lines point downward to the foundation. An unstable foundation worsens over time, impacting the home’s structure above it. Homeowners expect home insurance to fix the problem, but at Agency Advantage Insurance, we know […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,19,15,17,16],"class_list":["post-226","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-agency-advantage-insurance","tag-home","tag-insurance","tag-mi","tag-west-bloomfield"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t