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Agency Advantage Insurance

7011 Orchard Lake Road
Suite 104
West Bloomfield, MI 48322

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Recreational Insurance in Michigan

Purchasing a recreational vehicle and participating in recreational activities is rather fun, but some of us may not have insurance on our mind upon purchase. In the state of Michigan, some vehicles are required to have recreational insurance policies. It is also a good idea to get insurance to cover possible liabilities and damages. To find out more information about insurance for your recreational activites in the West Bloomfield, MI area, contact Agency Advantage Insurance.

Motorhomes and RV's

Large motor homes that may be independently driven must be covered by recreational insurance according to Michigan law. Even financed or rental motor homes will need to have insurance. Trailers that are towed behind your truck will have to be covered under your primary vehicle's insurance.

Recreational activities

This type of policy can also cover the events that occur from an accident while participating in recreational activities such as sports and exercise. This policy will pay for medical costs related to injuries and death. It is a responsible choice to make if you are an athlete or work with a team of individuals who regularly take part in risky recreational activities.

What Can Recreational Insurance Cover?

Your Insurance Package May Cover:

  • Medical Expenses – If you or a passenger is hurt, the insurance policy will cover medical bills up to a certain extent.
  • Liability – If you are involved in an accident, your policy will cover damages to the other party.
  • Damages To Your Vehicle – If your vehicle is physically damaged, the costs will be mitigated up to a set limit by your policy.
  • Damaged Accessories – Things that are not a part of your RV, like personal property or storage tanks, may be covered under some policies.
  • Comprehensive Coverage – Damages or losses that are not accident related, like fires or theft, may be covered.

Please consider searching for a high-quality insurance plan before going off on your vacation or taking part in your activity. Insurance policies may cater your specific needs but not all individuals, or recreational vehicles are the same. Please call Agency Advantage Insurance in West Bloomfield, MI to evaluate your insurance needs.

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