Three things you should know about motorcycle insurance

As a biker in West Bloomfield, MI, it’s important that you have a good motorcycle insurance policy that will meet state requirements and protect you financially. At Agency Advantage Insurance, we offer motorcycle insurance policies that protect motorcyclists financially. 

The following are three things you should know about motorcycle insurance if you’re on the market for the right policy in Michigan.

Liability coverage for motorcyclists is often less expensive than auto insurance.

You’ll be happy to know that basic liability coverage for a motorcycle is generally cheaper than liability coverage for an automobile. This is because a motorcycle can generally be expected to do less damage than a motorcycle would. 

This is good news for bikers because liability coverage is legally required in almost every state. 

There are numerous discounts you might be able to take advantage of for your motorcycle coverage. 

When you’re on the market for a motorcycle insurance policy, you should look out for discounts. You can qualify for discounts in a lot of ways. Some insurance providers give discounts based on your rider history. Others offer discounts if you bundle numerous policies with them or even if you are a homeowner. 

It’s a good idea to invest in more than liability coverage alone.

States don’t usually require more than basic liability coverage. However, it’s still a good idea to invest in more coverage. Invest in collision coverage so that any damage to your bike is covered in the event of an accident. You also might want to invest more in coverage of medical bills in the event of an accident. This could really protect you financially down the road if you experience a severe accident. 

If you’d like to learn more about motorcycle insurance in West Bloomfield, MI, get in touch with us at Agency Advantage Insurance.