Before you drive off in your rental car, many car rental companies will ask you if you’d like to purchase insurance for it as well. And, like most drivers, you’re likely to agree by instinct. You know- just in case something happens.

However, if you already have insurance for your car, the policy may extend to your rental cars as well. If this is the case, you’ll be saved from buying extra insurance, which could raise your rental fees as high as twice. Here’s how to find out if your car insurance policy covers rental cars in West Bloomfield, MI. 

What Does the Typical Rental Car Insurance Policy Cover?

Many car rental companies offer a few common coverages. One of these is liability insurance, which covers you against claims should you injure other people or damage any property. Personal effects insurance is another; this policy covers the personal belongings you have in the rental car, making you liable for compensation against loss or any damage done to them in the event of an accident. 

Rental car insurance policies also offer personal accident insurance, which provides compensation for disability, loss of life, and temporary loss of income due to accidents.

What Coverages Do Regular Auto Insurance Policies Offer?

Agency Advantage Insurance and other car insurance companies generally offer property damage insurance, collision damage insurance, personal injury protection, and liability insurance. Before signing off on rental car insurance, it’s important to review your existing policies to make sure you’re not paying for something you already have insurance for. 

A good auto insurance policy will save you a lot of problems in the event you have an accident or lose your vehicle. Getting a comprehensive cover from Agency Advantage Insurance will also ensure you don’t have to buy rental car insurance whenever you’re renting out a car in West Bloomfield, MI. 

Our website lists the different policies and coverages we offer. If you’re looking for an affordable and reliable insurance partner, we’ve got you covered.