Imported cars often present unique challenges when it comes to registration and car insurance, especially since they are frequently considered collector’s items. Many imported vehicles have specifications that differ from standard vehicles commonly seen in America. Collector car owners often wonder whether they can obtain classic car insurance for their imported cars.

Classic Car Insurance

To qualify for classic car insurance, vehicles—including imported cars—must meet specific criteria. Generally, the car must be at least 25 years old and cannot be used as a daily driver.

Many insurance companies impose mileage limitations to ensure that classic cars are only used for activities such as car shows or club events, thereby protecting the vehicle’s value. If you exceed the mileage limit, even if your car meets the age requirement, the insurance company may refuse to provide classic car insurance.

Additionally, some companies in West Bloomfield, MI, require proof of secure storage to protect the vehicle from risks such as hail damage. These requirements vary by insurer, and some companies may consider a car classic if it is 20 years old or older. To determine if your car qualifies for classic car insurance, speak with a professional at Agency Advantage Insurance.

Imported Cars

Insuring imported cars often involves a similar process to insuring classic domestic vehicles. Owners must provide proof of registration and, typically, a vehicle identification number (VIN). Insurance companies often insure cars for an agreed-upon value. However, some insurers may refuse to cover high-value vehicles.

We understand that finding the right insurance for your imported cars can be challenging. Agents at Agency Advantage Insurance are here to guide you through the process. Contact us today to discuss your next insurance policy. We proudly serve the West Bloomfield, MI area.