Your classic car deserves the best, which is why you’ve begun exploring insurance options in the West Bloomfield, MI, area. If this is your first time insuring a classic car, the experts at Agency Advantage Insurance will tell you everything you need to know.

Insurance Eligibility Requirements

Michigan has specific criteria for classifying vehicles as classics. They must be at least 25 years old, and cannot be used as your primary vehicle. Further, you must use some form of storage for the vehicle, and it must be driven for exhibition, everyday, or enjoyable purposes. 

Classic Car Insurance Features

While every plan is different, there are a few features of classic car insurance that are essential for protecting your investment:

• Restoration coverage is helpful if you’re renovating a classic car, as your vehicle should still be covered.
• Storage coverage is essential if your classic car spends much of the year in a garage or another protected spot.
• Spare parts coverage is especially valuable for classic cars; many of the parts are rare and older, thus making them harder to find.
• Roadside assistance specific to classic cars is also valuable, as you can usually get out of a jam without having to pay out of pocket. 

Other Considerations 

Beyond the above factors, it helps to keep the following in mind

• Some insurance providers will request a professional appraisal of your vehicle to determine its value. \
• You will need full documentation for your classic car.
• If you’re in a car club, you might be able to shave off some insurance costs, as some providers have special discounts

Our insurance agents are available to speak with you whenever you’re ready to explore coverage options for your classic vehicle. We’re currently serving West Bloomfield, MI.