Month: February 2026

Why Choose an Independent Insurance Agent When Choosing Health Insurance For Your Business?

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The health insurance you choose for your business matters. Selecting the right health insurance can help meet your business’s needs and your employees’ needs. This is why many people turn to Agency Advantage Insurance, servicing West Bloomfield, MI, when they’re selecting health insurance. Our independent insurance agents are here to provide you with the information you need to make the right selection for your business and employees.

Independent vs. Captive Insurance Agent

A captive insurance agent is someone who only sells insurance through one insurance carrier. An independent insurance agent works with multiple insurance carriers. Independent insurance agents are able to shop around to help their customers find the best insurance policy for their needs. This makes it easier to ensure your insurance policy serves your business and employees well.

Why Choose an Independent Insurance Agent When Getting Health Insurance?

There are many reasons to choose an independent insurance agent when you’re getting health insurance. Here are some of the benefits to consider:

  • Independent insurance agents can shop around for their customers, saving them time and money.
  • Independent insurance agents have access to a wide range of insurance products and can offer customers a range of options.
  • Independent insurance agents are loyal to their customers and can help their customers find the best insurance products for their circumstances.

How to Get Started in Your Search for an Insurance Agent

Finding the right insurance policy for your company starts by working with an insurance agent you can trust. The professionals at Agency Advantage Insurance, servicing West Bloomfield, MI, can help. We work with many carrier partners and can help you find the right health insurance policy. Call today.

Why Choose an Independent Insurance Agent When Choosing Health Insurance For Your Business?

Posted on by admin

The health insurance you choose for your business matters. Selecting the right health insurance can help meet your business’s needs and your employees’ needs. This is why many people turn to Agency Advantage Insurance, servicing West Bloomfield, MI, when they’re selecting health insurance. Our independent insurance agents are here to provide you with the information you need to make the right selection for your business and employees.

Independent vs. Captive Insurance Agent

A captive insurance agent is someone who only sells insurance through one insurance carrier. An independent insurance agent works with multiple insurance carriers. Independent insurance agents are able to shop around to help their customers find the best insurance policy for their needs. This makes it easier to ensure your insurance policy serves your business and employees well.

Why Choose an Independent Insurance Agent When Getting Health Insurance?

There are many reasons to choose an independent insurance agent when you’re getting health insurance. Here are some of the benefits to consider:

  • Independent insurance agents can shop around for their customers, saving them time and money.
  • Independent insurance agents have access to a wide range of insurance products and can offer customers a range of options.
  • Independent insurance agents are loyal to their customers and can help their customers find the best insurance products for their circumstances.

How to Get Started in Your Search for an Insurance Agent

Finding the right insurance policy for your company starts by working with an insurance agent you can trust. The professionals at Agency Advantage Insurance, servicing West Bloomfield, MI, can help. We work with many carrier partners and can help you find the right health insurance policy. Call today.

Does Flood Insurance Cover Mold Removal?

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Floods create wet, humid environments that mold spores need to thrive. These spores can quickly multiply, causing significant damage to your home and posing risks to your health. It’s essential to understand whether flood insurance in Erie, CO, can help cover the high costs of mold remediation services.

Covered Perils

Insurance companies, such as Advantage Service Insurance, evaluate several factors to determine whether an event qualifies as a flood. Policies typically cover damage caused by rising water from rainfall or other weather-related events. For instance, if you live near a river, heavy rainfall could cause the river to overflow and flood your home.

However, most policies do not cover damage from other water-related issues, such as a leaking roof or a burst pipe. It’s crucial to consult with an insurance agent to confirm whether your specific situation is covered.

Mold Remediation

Whether mold removal is covered by your policy depends on several factors and circumstances. Insurance agencies may consider the following:

  • Whether you delayed cleanup after being allowed back into your home
  • If hazardous conditions prevented cleanup, leading to mold growth
  • Policy coverage limits
  • Policy exclusions

For example, a company may provide coverage for mold remediation if your area was deemed unsafe and residents were prohibited from returning to their homes. However, they may deny your claim if you were allowed back into your home but delayed cleanup for weeks because you were staying elsewhere.

It’s always important to speak with an agent at Advantage Service Insurance to learn more about your Erie, CO, policy. Our experienced representatives will listen to your situation and explain how your policy can help cover the cost of damage. Contact us today to learn more about your coverage options.