If you’re a homeowner or car owner, you might have heard that umbrella insurance could benefit you. Understanding umbrella insurance and how it can protect you is crucial.

At Agency Advantage Insurance, serving West Bloomfield, MI, we can help consumers find the insurance policy that best suits their needs. If you have questions about umbrella insurance, we’re here to provide answers! We’re committed to helping you find the right policy for your requirements.

Defining Umbrella Insurance

Umbrella insurance is a unique liability insurance policy that can extend your home or car insurance coverage. It provides an extra layer of protection by exceeding the liability insurance limit offered in your home or car insurance policy.

To obtain umbrella insurance, you must first have a home, car, or watercraft insurance policy. Once you have one of these policies, the umbrella insurance policy will offer extended coverage.

Who Requires Umbrella Insurance?

If your assets exceed the liability limits on your home, auto, or watercraft insurance policy, you might benefit from umbrella insurance. Your insurance agent can assist you in determining if this type of insurance is suitable for you.

How to Determine If You Need Umbrella Insurance

The more you understand about umbrella insurance, the easier it becomes to decide whether this type of insurance is right for you. The professionals at Agency Advantage Insurance, serving West Bloomfield, MI, are here to help.

Contact us today to speak with one of our insurance professionals. We can answer your questions about umbrella insurance. We also collaborate with numerous insurance carriers to provide our customers with options. We’re here to assist you! Speak with one of our insurance professionals today to learn more.