If you’re a Michigan driver, state law requires you to carry car insurance. If you live near West Bloomfield, MI, our team at Agency Advantage Insurance is here to help you explore your insurance options. We’ve been assisting drivers like you since 2007.

What to Do If You Are Ineligible for Auto Insurance

Michigan law mandates that all drivers must have auto insurance. However, some drivers may find themselves ineligible for traditional insurance due to multiple traffic violations or being involved in several at-fault accidents. If this describes your situation, you’ll need to find an alternative way to obtain coverage. According to the Michigan Department of Insurance and Financial Services, the Michigan Automobile Insurance Placement Facility (MAIPF) provides an alternative solution for drivers who cannot secure insurance through standard channels.

The insurance plans offered through MAIPF provide mandatory coverage levels required by law. Additionally, every insurance carrier participating in the program charges the same premium rate. Once you apply for insurance through a participating carrier, you may receive a “binder,” which serves as proof of coverage while you wait for your official policy documents.

Call Us for an Appointment Today

Our team consists of independent agents, which means we offer a wide range of insurance policy options tailored to your needs. At Agency Advantage Insurance, we are committed to providing exceptional customer service. Drivers in the West Bloomfield, MI, area trust us for reliable support and guidance. Call us today to schedule an appointment, and let’s discuss your insurance needs.